(325) 235-4319   (325) 235-9361   1900 Preston Road, P.O. Box 218 Sweetwater, TX 79556   Routing Number: 311389203  

Competitive Rates

Sweetwater Regional Federal Credit Union has lowered the interest rates and outstanding savings yields. Whether you’re looking for a low interest rate or savings yield that consistently ranks among the best in the nation, you’ll find them here.


Loan Rates

Effective as of April 2023


Loan Type Term APR* APR Type
New Titled Vehicle up to 60 months as low as 4.00%** Fixed
Used Titled Vehicle up to 60 months as low as 4.00%** Fixed
Signature up to 48 months as low as 9.00% Fixed
Household Goods (Purchase Only) up to 48 months as low as 9.00% Fixed
Share Account Secured up to 144 months dividend rate + 3.00% Fixed
Certificate Account Secured up to 144 months dividend rate + 2.00% Fixed

* APR = Annual Percentage Rate. Other loans and rates are available, contact the credit union for more information. ** Certain conditions may apply.


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Certificate Rates

Effective as of January 2017


Account Balance Term Dividend Rate APY*
$1,000.00 and above 6 months 0.30% 0.31%
$1,000.00 and above 12 months 0.40% 0.41%

* APY = Annual Percentage Yield. Note: Early withdrawal penalties apply.