Sweetwater Regional Federal Credit Union has lowered the interest rates and outstanding savings yields. Whether you’re looking for a low interest rate or savings yield that consistently ranks among the best in the nation, you’ll find them here.
Loan Rates
Effective as of April 2023
| Loan Type | Term | APR* | APR Type |
|---|---|---|---|
| New Titled Vehicle | up to 60 months | as low as 4.00%** | Fixed |
| Used Titled Vehicle | up to 60 months | as low as 4.00%** | Fixed |
| Signature | up to 48 months | as low as 9.00% | Fixed |
| Household Goods (Purchase Only) | up to 48 months | as low as 9.00% | Fixed |
| Share Account Secured | up to 144 months | dividend rate + 3.00% | Fixed |
| Certificate Account Secured | up to 144 months | dividend rate + 2.00% | Fixed |
* APR = Annual Percentage Rate. Other loans and rates are available, contact the credit union for more information. ** Certain conditions may apply.
Certificate Rates
Effective as of January 2017
| Account Balance | Term | Dividend Rate | APY* |
|---|---|---|---|
| $1,000.00 and above | 6 months | 0.30% | 0.31% |
| $1,000.00 and above | 12 months | 0.40% | 0.41% |
* APY = Annual Percentage Yield. Note: Early withdrawal penalties apply.